Mr. Izzo's Math Classes
2022-2023

 
 

Classes:
   BC Calculus
   AB Calculus
    Financial Math
   Pre-Calculus Honors
    Class of 2024 Announcements
   
Extra Help

 

 

    

Financial Math  2022-2023 

Week 35
Date Day Topic Notes Handouts Homework
5/22 Mon Final Exam REVIEW for Day 3 Final Exam Review Packet   Final Exam - Part 3 tomorrow
5/23 Tues FINAL EXAM - Part 3      
5/24 Wed Final Exam REVIEW for Day 4 Final Exam Review Packet   Final Exam - Part 2 tomorrow
5/25 Thurs FINAL EXAM - Part 4      
5/26 Fri No School -
Memorial Day Weekend 		   

Week 34
Date Day Topic Notes Handouts Homework
5/15 Mon Final Exam REVIEW for Day 1 Final Exam Review Packet

Federal Tax Chart

State Tax Chart		   Final Exam - Page 1 tomorrow

Print out Federal and State Tax Charts if you lost your green and yellow packets
5/16 Tues FINAL EXAM - Page 1      
5/17 Wed Final Exam REVIEW for Day 2 Final Exam Review Packet   Final Exam - Part 2 tomorrow
5/18 Thurs FINAL EXAM - Part 2      
5/19 Fri COLLEGE PRIDE DAY!  

Week 33
Date Day Topic Notes Handouts Homework
5/8 Mon Begin Options Contracts Options Contracts PowerPoint    
5/9 Tues Continue Options Contracts Options Contracts PowerPoint   20 Point Assignment:
BRING YOUR LAPTOP FULLY CHARGED ON THURSDAY!!!
5/10 Wed Finish Options Contracts Options Contracts PowerPoint Options Assignment Finish Options Assignment

20 Point Assignment:
BRING YOUR LAPTOP FULLY CHARGED ON THURSDAY!!!
5/11 Thurs Guest Speaker      
5/12 Fri Mr. Izzo Absent -
Boston Field Trip		      

Week 32
Date Day Topic Notes Handouts Homework
5/1 Mon Review for Life Insurance Quiz   Life Insurance Quiz Review Packet Answer Key to Review Sheet
5/2 Tues Review for Life Insurance Quiz   Life Insurance Quiz Review Packet Answer Key to Review Sheet
5/3 Wed Review for Life Insurance Quiz   Life Insurance Quiz Review Packet Answer Key to Review Sheet
5/4 Thurs Quiz- Life Insurance      
5/5 Fri        

Week 31
Date Day Topic Notes Handouts Homework
4/24 Mon Begin Life Insurance Life Insurance Intro Notes    
4/25 Tues Continue Life Insurance Life Insurance Calculation Website Life Insurance Worksheet 1 Finish Scenario #1
4/26 Wed Continue Life Insurance Life Insurance Calculation Website Life Insurance Worksheet 1 Finish Scenario #2
4/27 Thurs Continue Life Insurance   Life Insurance Worksheet 2  
4/28 Fri Continue Life Insurance Worksheet 2 Wrap-Up activity  Life Insurance Worksheet 3  

Week 30
Date Day Topic Notes Handouts Homework
4/17 Mon Q3 Catch-Up Day      
4/18 Tues Continue Review for Buying a Home Quiz  
Review Sheet for Quiz

 		Quiz Thursday
4/19 Wed Continue Review for Buying a Home Quiz - Go over any questions and make index cards  
Review Sheet for Quiz

 		Quiz Thursday
Answers to Review Sheet
4/20 Thurs Quiz - Buying a Home      
4/21 Fri        

Week 29
Date Day Topic Notes Handouts Homework
4/10 Mon No School - Spring Break    
4/11 Tues No School - Spring Break    
4/12 Wed Shaving 7 years off of a 30 year mortgage
 Read this Article 23 Year Mortgage Payment Plan Worksheet!  
4/13 Thurs Home Maintenance and unexpected costs
Home Maintenance Power Point		 Home Maintenance Worksheet Finish Worksheet.
4/14 Fri Creating a Monthly Home Budget   Creating a Monthly Home Budget Worksheet 1 Worksheet Due for a grade Monday

Week 28
Date Day Topic Notes Handouts Homework
3/27 Mon Introduce Mortgage Comparisons Mortgage Power Point Buying a Home PowerPoint    
3/28 Tues Discovering How Much of a Mortgage Loan You Would Qualify for Buying a Home PowerPoint How Much House Can you Afford?  
3/29 Wed Mortgage Group Assignment -
Comparing 15 vs. 30 year mortgage loans		 Mortgage Payment Packet
3/30 Thurs
Comparing 30 year vs. 15 year mortgages on same house.
1) Read the article -->
2) Complete the worksheet.
  Mortgage Comparison Worksheet Read This Article
3/31 Fri        

Week 27
Date Day Topic Notes Handouts Homework
3/20 Mon Review for Quiz -W2 Examples PowerPoint

 -Instructions for 1040 form Tax Tables start on page 65 		Review Sheet STUDY!!!
Index Card Hints were on the chalkboard
Review Sheet Answer Key HERE
3/21 Tues  Extra Day to Review for Quiz -W2 Examples PowerPoint

 -Instructions for 1040 form Tax Tables start on page 65 		Review Sheet STUDY!!!
Index Card Hints were on the chalkboard
Review Sheet Answer Key HERE
3/22 Wed Quiz - Taxes and 1040      
3/23 Thurs Introduction to Buying a Home Unit   MLS Introduction Worksheet  
3/24 Fri Compare Purchasing vs. Renting on a Long Island home   MLSLI Worksheet  

Week 26
Date Day Topic Notes Handouts Homework
3/13 Mon Finish Susan's 1040 -W2 Examples PowerPoint

 -Instructions for 1040 form Tax Tables start on page 65 		Blank 1040 Form  
3/14 Tues John Doe's 1040 -W2 Examples PowerPoint

 -Instructions for 1040 form Tax Tables start on page 65 		Blank 1040 Form 1) Attempt Nikita's 1040

2) We'll go over tomorrow!
3/15 Wed Introduce Difference Between Itemized and Standard Deductions Itemized - Schedule A Power Point Schedule A Blank Form
3/16 Thurs Determining if someone should itemize their deductions or not

Married Couple – Total Income is $190,000
Medical Expenses this year: $2,500
State Income tax paid this year: $14,500
Real Estate Taxes Paid this year: $11,500
Home Mortgage Interest Paid this year: $18,375
Charitable Gifts: $1,200
No casualty, theft, or disaster losses.

Blank Schedule A Form  
3/17 Fri Filling out an entire 1040 form including a Schedule A. Full 1040 With Schedule A - Question #1 1040 Form

 1040 Directions (Tax Table on Begins on Page 62)

 Schedule A Form 		 

Week 25
Date Day Topic Notes Handouts Homework
3/6 Mon Your first 1040 Example.
Front Half of Susan's 1040 		-W2 Examples PowerPoint

 -Instructions for 1040 form (Line by line instructions start on Page 21 of the pdf file)		 Blank 1040 Form  
3/7 Tues The Mathematics of Senior Trip    
3/8 Wed Senior Trip      
3/9 Thurs Senior Trip    
3/10 Fri Senior Trip    

Week 24
Date Day Topic Notes Handouts Homework
2/27 Mon Begin Lease Calculations Leasing PowerPoint Leasing a car worksheet 1 Finish worksheet
2/28 Tues Leasing vs. Buying Comparison Leasing vs. Buying Comparison Worksheet Finish Worksheet
3/1 Wed Review for Buying a Car Quiz   Buying a Car Quiz Review Review Sheet Answers Explained!

Index Card Hints!
3/2 Thurs Quiz -Buying a Car      
3/3 Fri Tax Time - Introduction - Financial aspects of changing your W-4 form W-2 Power Point    

Week 23
Date Day Topic Notes Handouts Homework
2/13 Mon Buying a Car - Comparing 9 Different Car Loans for the Same Vehicle Car Loan Comparison Worksheet  
2/14 Tues Car Loan Comparisons
  Car Loan Comparison Worksheet 3  
2/15 Wed How a Car Trade-In Works Trade-In PowerPoint  Car Trade-In Worksheet #1  
2/16 Thurs Begin Lease Calculations Leasing PowerPoint Leasing a car worksheet 1 Finish worksheet
2/17 Fri Catch-Up Day      

Week 22
Date Day Topic Notes Handouts Homework
2/6 Mon Review for Student Loans Quiz Review Sheet Study
Review Sheet Answers
2/7 Tues Quiz - Student Loans
2/8 Wed Buying a Car - Day 1 Car Purchase Intro PowerPoint List all particular option packages of the car you are planning to purchase
2/9 Thurs Price out a car with full options www.edmunds.com
Build and Price Tool		   Print out the final build of your car. Make sure final build includes make/model/options/trim and MSRP/Invoice/Edmunds Suggested Purchase Price
2/10 Fri Buying a Car -
Begin Car Loans		   Car Loan Worksheet 1  

Week 21
Date Day Topic Notes Handouts Homework
1/30 Mon Writing a computer program to have your calculator automatically figure out monthly payment      
1/31 Tues Continue Student Loan Repayments   Student Loans Worksheet 3  
2/1 Wed Mr. Izzo - Out Sick   Extra Student Loan Repayment Worksheet  
2/2 Thurs Minimizing the Impact of Student Loans - Consolidation Consolidation PowerPoint    
2/3 Fri Consolidation Day 2   Consolidation Worksheet Quiz Tuesday

Week 20
Date Day Topic Notes Handouts Homework
1/23 Mon Introduction to Student Loans Student Loan Intro Power Point    
1/24 Tues Continue Introduction to Student Loans Student Loan Intro Power Point    
1/25 Wed Calculate Student Loans - Amount Owed Student Loan Intro Power Point Student Loan Worksheet 1  
1/26 Thurs Continue Student Loans Amount Owed Calculation   Student Loan Worksheet 2  
1/27 Fri Paying off Student Loans Student Loan Payoff PowerPoint   Make sure you bring your own graphing calculator tomorrow

Week 19
Date Day Topic Notes Handouts Homework
1/16 Mon No School -
Martin Luther King Jr. Day		    
1/17 Tues Begin Balance Transfers Balance Transfer Article Balance Transfer Worksheet Finish Balance Transfer Worksheet
1/18 Wed Balance Transfers - Day 2   Balance Transfer Assignment 2 Finish Assignment
1/19 Thurs Review for Credit Cards Quiz   Credit Card Review Packet Study! 

Review Packet Answers HERE!!
1/20 Fri Quiz - Credit Cards      

Week 18
Date Day Topic Notes Handouts Homework
1/9 Mon Making Credit Cards Work for You - Discussion on Bank Interest and Reward $ Make Credit Card Companies Pay You! Interest Paid Worksheet  
1/10 Tues What we know about credit cards so far   Credit Card Assignment 2  
1/11 Wed Explore a Real Credit Card Bill: Balance, Transactions, Payment Strategies, Rewards, etc   Credit Card Rewards Worksheet

 What We Know So Far		 Finish "What We Know So Far" Worksheet
1/12 Thurs Credit Card Access Checks Access Check Image Access Check Article 1

 Access Check - Article 2

 Access Check Worksheet		 Finish Access Check Worksheet
1/13 Fri Begin Balance Transfers Balance Transfer Article Balance Transfer Worksheet Finish Balance Transfer Worksheet

Week 17
Date Day Topic Notes Handouts Homework
1/2 Mon No School -
Happy New Year!		  
1/3 Tues Review for Inflation and Savings Quiz Causes of Inflation PowerPoint Inflation Review Sheet

 Review Sheet Answer Key		 Study for Quiz!
1/4 Wed Quiz - Inflation and Savings      
1/5 Thurs Intro to Credit Cards - The danger of the minimum payment Power Point Credit Card Monthly Payment Schedule  
1/6 Fri Paying off a credit card:

Making a medium-sized payment vs. full payment		 Power Point Credit Card Monthly Payment Schedule  

Week 16
Date Day Topic Notes Handouts Homework
12/19 Mon Introduction to Inflation Causes of Inflation PowerPoint Introduction to Inflation Packet  
12/20 Tues Wages and Other Monetary Values - Inflation over the years Inflation Calculator

CPI Power Point
CPI Index - Yearly		 Inflation Assignment 1 Finish Inflation Assignment 1
12/21 Wed Continue Inflation   Inflation Assignment 2  
12/22 Thurs Inflation and Americans' Purchasing Power Inflation and the Average American Salary PowerPoint Has Salary Kept Up With Inflation? Finish all Worksheets
12/23 Fri The Mathematics of the Holiday Season      

Week 15
Date Day Topic Notes Handouts Homework
12/12 Mon Debt-To-Equity Ratios Debt-To-Equity Power Point Debt-To-Equity Worksheet 1  
12/13 Tues Debt-To Equity Ratios   Debt-To-Equity Worksheet 2
12/14 Wed Review For Budgeting Quiz   Budgeting Quiz Review  
12/15 Thurs No Class - Assembly      
12/16 Fri Quiz - Budgeting      

Week 14
Date Day Topic Notes Handouts Homework
12/5 Mon Monthly Budgeting - Day 1, Rent as a percentage of income   Monthly Budget Worksheet 1  
12/6 Tues Creating your own Monthly Budget Last Budgeting Notes

 Monthly Budget Mini Project Guidelines		 Monthly Budget Spreadsheet  
12/7 Wed Finish Monthly Budget Mini Project-

Using Savings ratios and Debt-to-Income ratios		 Last Budgeting Notes

 Monthly Budget Mini Project Guidelines		 Monthly Budget Spreadsheet Finish Monthly Budget Mini-Worksheet
12/8 Thurs Doing a Monthly Budget on Microsoft Excel/Google Sheets   Monthly Budget Template  
12/9 Fri Introduce Debt-To-Equity Ratios Debt-To-Equity Power Point    

Week 13
Date Day Topic Notes Handouts Homework
11/28 Mon Debt-To-Income Ratio Introduction DTI Power Point

 
11/29 Tues Debt-To-Income Ratio Introduction DTI Power Point
DTI Assignment 1
 		 
11/30 Wed Continue Debt-To-Income Ratio DTI Power Point DTI Assignment 2 Finish DTI Assignment 2
12/1 Thurs Understanding Your Credit Score Credit Score Power Point Credit Score Worksheet 1  
12/2 Fri Continue Credit Score Credit Score Power Point Credit Score Worksheet 1

 Credit Score Worksheet 2		  

Week 12
Date Day Topic Notes Handouts Homework
11/21 Mon Review for Stock Market/Investment Quiz   Review Sheet Study!
Make Index Card!!

Here are the Review Sheet Answers Explained to Help You
11/22 Tues Quiz - Stock Market Investment    
11/23 Wed No School -
Thanksgiving Break		    
11/24 Thurs No School -
Thanksgiving Break		    
11/25 Fri No School -
Thanksgiving Break		    

Week 11
Date Day Topic Notes Handouts Homework
11/14 Mon Calculating Capital Gains Taxes Capital Gains Power Point    
11/15 Tues Calculating Capital Gains Taxes Capital Gains Power Point Capital Gains Sheet 1 Finish sheet
11/16 Wed Wall Street Field Trip      
11/17 Thurs Continue Calculating Capital Gains   Capital Gains Sheet 3  
11/18 Fri Continue Calculating Capital Gains   Capital Gains Sheet 4  

Week 10
Date Day Topic Notes Handouts Homework
11/7 Mon Comparing Stocks within the Same Industry Ways to Pick Stock Stock Comparison Worksheet Stock Comparison Worksheet #s 1-4
11/8 Tues No School for Students-
Election Day		      
11/9 Wed Continue Researching Stocks
Prepare presentation for tomorrow		 Ways to Pick Stock Stock Comparison Worksheet Prepare 1 minute "Stock Pitch" for class tomorrow!!
11/10 Thurs Group presentations - Stock research and Recommendations

Class "Shareholder" meeting - vote on stock purchase.

Actual Stock Purchase!!		 Ways to Pick Stock Stock Comparison Worksheet  
11/11 Fri No School-
Veterans Day		      

Week 9
Date Day Topic Notes Handouts Homework
10/31 Mon Investment Unit - Part II
Types of Investments		 Types of Investments Power Point   None
11/1 Tues No Seniors in Class      
11/2 Wed Introduction to Purchasing Stocks on a common exchange (NYSE/NASDAQ) Stock Intro Power Point    
11/3 Thurs Stock Fundamentals Ways to Pick Stock Stock Fundamental Worksheet  
11/4 Fri Finish Stock Fundamentals - Lesson ran long yesterday Ways to Pick Stock Stock Fundamental Worksheet  

Week 8
Date Day Topic Notes Handouts Homework
10/24 Mon Introduce Travel Project Travel Project Guidelines   Project Presentations Due Friday
10/25 Tues Review for Getting Around Quiz   Review Sheet My Answer Key Explained for the Review Sheet - Click HERE
10/26 Wed Quiz - Getting Around/Travel Unit     Project Presentations Due Friday
10/27 Thurs Class Time to Finish Travel Project     Project Presentations Due Tomorrow!!
10/28 Fri Project Presentations - Travel Project      

Week 7
Date Day Topic Notes Handouts Homework
10/17 Mon East River Crossings Diagram East River Crossings Diagramm East River Crossing Worksheet  
10/18 Tues Getting- Around:
Trip to NYC		   Trip to NYC  
10/19 Wed Getting- Around:
Trip to Boston		   Trip to Boston  
10/20 Thurs Getting- Around:
Trip to Boston		   Trip to Boston Do second half of worksheet for when only one person is traveling
10/21 Fri Getting- Around:
Trip to Florida		   Trip to Florida Finish Trip to Florida Sheet - To be collected Monday

Week 6
Date Day Topic Notes Handouts Homework
10/10 Mon No School -
Columbus Day		      
10/11 Tues Playing the Dip with Charts of the S&P 500   Playing the Dip Worksheet BRING IN FIELD TRIP $$ ASAP!!!!

Field Trip Form
10/12 Wed No Class -
PSAT Administered in School		     BRING IN FIELD TRIP $$ ASAP!!!!

Field Trip Form
10/13 Thurs Review for Mutual Fund/Index Average Quiz Final Look at Mutual Funds Investment Review Packet

 Review Packet Page 3		 Study for Quiz!
Review Sheet Answers
k Here!!
TOMORROW ABSOLUTE LAST DAY FOR FIELD TRIP $$!!!!!

Field Trip Form
10/14 Fri Quiz - Mutual Funds      

Week 5
Date Day Topic Notes Handouts Homework
10/3 Mon Construct Investment Spreadsheet using 1:1 student laptop      
10/4 Tues Investment:
Roller Coaster Scenarios 1 + 2		 Mutual Funds PowerPoint
Investment Worksheet - Playing a Downturn		 Finish Worksheet if necessary
10/5 Wed No School - 
Yom Kippur		      
10/6 Thurs Investment Roller Coaster - Day 2:
Re-Allocation - Trying to maximize returns by playing a downturn		 Dow Jones Historical Graph Investment Class Work Day Finish Worksheet if necessary
10/7 Fri What Rules Your Decisions: Fear or Confidence?
3 Real-Life Reactions to Investing during the housing crisis		   Investment Roller Coaster Finish Worksheet if necessary

Week 4
Date Day Topic Notes Handouts Homework
9/26 Mon No School -
Rosh Hashanah		      
9/27 Tues No School -
Rosh Hashanah		      
9/28 Wed Investment:
Get rich slowly		 Compound Interest Investment Notes     
9/29 Thurs Investment:
Get rich slowly		 Compound Interest Investment Notes  40 Year Investment Worksheet Finish Investment out to 41 years (age 62)
9/30 Fri Major Stock Indexes: Behavior over the past few years Major Stock Index Behavior PowerPoint    

Week 3
Date Day Topic Notes Handouts Homework
9/19 Mon New York State Tax Withholding New York State Withholding Tables 
We Use Pages 14,17,19		 NY State Tax Worksheet 1
 		 
9/20 Tues Continue NYS Tax Withholding New York State Withholding Tables
We use Pages 14,17,19		 NY State Tax Worksheet 2 Finish NY State Tax Worksheet 2
9/21 Wed Work on Payroll Project Paycheck Project Packet Payroll Project Due Monday
9/22 Thurs Review for Payroll Quiz   Review Sheet for Payroll Quiz Quiz Tomorrow
Make Index Card

Here's the ANSWER KEY for the Review Packet!!

Payroll Project Due Wednesday 9/28
9/23 Fri Quiz - Payroll   Payroll Project Due Wednesday 9/28

Week 2
Date Day Topic Notes Handouts Homework
9/12 Mon FICA Day 3 - Gross Pay, FICA and Medicare Taxes (Including Healthcare Deduction) FICA Notes

 FICA Article

Payroll Check Example

 Medicare and SS Tax Worksheet 3   Finish Medicare and Social Security Tax Worksheet 2   
9/13 Tues Introduce Federal Tax Brackets Federal Tax Bracket Power Point Notes    
9/14 Wed Federal Withholding Tax Tables  - Day 1 Federal Withholding Tables
(Page 10 Only)		 Federal Withholding Worksheet 1 Finish Federal Withholding Worksheet 1
9/15 Thurs Federal Withholding Tax Tables  - Day 2 Federal Withholding Tables
(Page 10 Only)		 Federal Withholding Worksheet 2 Finish Federal Withholding Worksheet 2
9/16 Fri Begin New York State Tax Withholding - Example on Board (Donor States vs. Welfare States). New York State Withholding Tables
 

Week 1
Date Day Topic Notes Handouts Homework
9/5 Mon No School -
Labor Day		      
9/6 Tues Intro to Class Parent Letter Course Syllabus Get 5 Subject Notebook and Folder
Have Parents Sign and Print Parent Letter
9/7 Wed Introduction to FICA and Medicare taxes. Who pays them, what are they used for? FICA Notes Power Point

Payroll Check Example

 Read this:
 Social Security Article
9/8 Thurs FICA Day 1 - Beginning to calculate gross pay and FICA deductions FICA Notes

 FICA Article

Payroll Check Example

 Social Security Tax Worksheet

 

Finish Social Security Tax Worksheet 1  

Bring in Paystub
9/9 Fri FICA Day 2 - Gross Pay and deductions including Medicare Tax FICA Notes

 FICA Article

Payroll Check Example

 Medicare and SS Tax Worksheet 2   Finish Medicare and Social Security Tax Worksheet 2