Mr. Izzo's Math Classes
2025-2026

 
 

Classes:
   BC Calculus
   AB Calculus
    Financial Math
   Pre-Calculus Honors
   
  
Extra Help

 

 

    

Financial Math  2025-2026 

Week 27
Date Day Topic Notes Handouts Homework
3/16 Mon Tax Time - Introduction - Financial aspects of changing your W-4 form W-2 Power Point    
3/17 Tues Your first 1040 Example.
Front Half of Susan's 1040 		-W2 Examples PowerPoint

 -Instructions for 1040 form (Line by line instructions start on Page 21 of the pdf file)		 Blank 1040 Form  
3/18 Wed Finish Susan's 1040 -W2 Examples PowerPoint

 -Instructions for 1040 form Tax Tables start on page 65 		Blank 1040 Form  
3/19 Thurs John Doe's 1040 -W2 Examples PowerPoint

 -Instructions for 1040 form Tax Tables start on page 65 		Blank 1040 Form 1) Attempt Nikita's 1040

2) We'll go over tomorrow!
3/20 Fri No School -
Superintendent's Conference Day		      

Week 26
Date Day Topic Notes Handouts Homework
3/9 Mon Begin Lease Calculations Leasing PowerPoint    
3/10 Tues Continue Lease Calculations Leasing a car worksheet 1 Finish worksheet
3/11 Wed Leasing vs. Buying Comparison Leasing vs. Buying Comparison Worksheet Finish Worksheet
3/12 Thurs Finish Review for Buying a Car Quiz   Buying a Car Quiz Review Review Sheet Answers Explained!
Study!
Make Index Card for Quiz Tomorrow
Index Card Hints!
3/13 Fri Quiz -
Buying a Car		      

Week 25
Date Day Topic Notes Handouts Homework
3/2 Mon How a Car Trade-In Works Trade-In PowerPoint  Car Trade-In Worksheet #1  
3/3 Tues How a Car Trade-In Works Trade-In PowerPoint  Car Trade-In Worksheet #1  
3/4 Wed No Class - Senior Trip      
3/5 Thurs No Class - Senior Trip      
3/6 Fri No Class - Senior Trip      

Week 24
Date Day Topic Notes Handouts Homework
2/23 Mon No School -
Snow Day
2/24 Tues No School -
Snow Day		      
2/25 Wed Buying a Car - Comparing 9 Different Car Loans for the Same Vehicle Car Loan Comparison Worksheet  
2/26 Thurs Car Loan Comparisons
  Car Loan Comparison Worksheet 3  
2/27 Fri How a Car Trade-In Works Trade-In PowerPoint  Car Trade-In Worksheet #1  

Week 23
Date Day Topic Notes Handouts Homework
2/9 Mon So many students absent Friday - Those students take test today    
2/10 Tues Buying a Car - Day 1 Car Purchase Intro PowerPoint List all particular option packages of the car you are planning to purchase
2/11 Wed Price out a car with full options www.edmunds.com
Build and Price Tool		   Print out the final build of your car. Make sure final build includes make/model/options/trim and MSRP/Invoice/Edmunds Suggested Purchase Price
2/12 Thurs Buying a Car -
Begin Car Loans		   Car Loan Worksheet 1  
2/13 Fri      

Week 22
Date Day Topic Notes Handouts Homework
2/2 Mon Continue Student Loan Repayments   Student Loans Worksheet 4 Finish Worksheet 4 and hand in
2/3 Tues Minimizing the Impact of Student Loans - Consolidation Consolidation PowerPoint    
2/4 Wed Consolidation Day 2   Consolidation Worksheet Quiz Thursday
2/5 Thurs Review for Student Loans Quiz Review Sheet Study
Review Sheet Answers
2/6 Fri Quiz - Student Loans

Week 21
Date Day Topic Notes Handouts Homework
1/26 Mon No School -
Snow Day		      
1/27 Tues Continue Student Loans Amount Owed Calculation   Student Loan Worksheet 2  
1/28 Wed Paying off Student Loans Student Loan Payoff PowerPoint   Make sure you bring your own graphing calculator tomorrow
1/29 Thurs Writing a computer program to have your calculator automatically figure out monthly payment      
1/30 Fri Continue Student Loan Repayments   Student Loans Worksheet 3  

Week 20
Date Day Topic Notes Handouts Homework
1/19 Mon No School -
Martin Luther King Jr. Day		      
1/20 Tues Finish Review Packet
Make Blue Card
Quiz Wednesday		   Credit Card Review Packet Study! 

Review Packet Answers HERE!!
1/21 Wed Quiz - Credit Cards      
1/22 Thurs Introduction to Student Loans Student Loan Intro Power Point    
1/23 Fri Calculate Student Loans - Amount Owed Student Loan Intro Power Point Student Loan Worksheet 1  

Week 19
Date Day Topic Notes Handouts Homework
1/12 Mon Credit Card Access Checks Access Check Image Access Check Article 1

 Access Check - Article 2

 Access Check Worksheet		 Finish Access Check Worksheet
1/13 Tues Begin Balance Transfers Balance Transfer Article Balance Transfer Assignment Finish Assignment
1/14 Wed Balance Transfers Classwork Balance Transfers PowerPoint Balance Transfer Worksheet
 Balance Transfer Assignment 3 		Finish Balance Transfer Worksheet
1/15 Thurs Begin Review Packet   Credit Card Review Packet Study! 

Review Packet Answers HERE!!
1/16 Fri Begin Review Packet - Quiz Wednesday   Credit Card Review Packet Study! 

Review Packet Answers HERE!!

Week 18
Date Day Topic Notes Handouts Homework
1/5 Mon Intro to Credit Cards - The danger of the minimum payment Power Point Credit Card Monthly Payment Schedule  
1/6 Tues Paying off a credit card:

Making a medium-sized payment vs. full payment		 Power Point Credit Card Monthly Payment Schedule  
1/7 Wed Making Credit Cards Work for You - Discussion on Bank Interest and Reward $ Make Credit Card Companies Pay You! Interest Paid Worksheet  
1/8 Thurs What we know about credit cards so far   Credit Card Assignment 2  
1/9 Fri Explore a Real Credit Card Bill: Balance, Transactions, Payment Strategies, Rewards, etc   Credit Card Rewards Worksheet

 What We Know So Far		 Finish "What We Know So Far" Worksheet

Week 17
Date Day Topic Notes Handouts Homework
12/22 Mon Budgeting Quiz      
12/23 Tues Festive Day to Relax!      
12/24 Wed No School - Holiday Break      
12/25 Thurs No School - Holiday Break      
12/26 Fri No School - Holiday Break      
Week 16
Date Day Topic Notes Handouts Homework
12/15 Mon Delayed Opening - SNOW
      
12/16 Tues Introduce Debt-To-Equity Ratios Debt-To-Equity Power Point    
12/17 Wed Debt-To-Equity Ratios Debt-To-Equity Power Point Debt-To-Equity Worksheet 1  
12/18 Thurs Debt-To Equity Ratios   Debt-To-Equity Worksheet 2  
12/19 Fri Review For Budgeting Quiz   Budgeting Quiz Review Quiz Monday

Week 15
Date Day Topic Notes Handouts Homework
12/8 Mon Monthly Budgeting - Day 1, Rent as a percentage of income   Monthly Budget Worksheet 1  
12/9 Tues Monthly Budgeting - Day 1, Rent as a percentage of income - Yesterday Ran Long   Monthly Budget Worksheet 1  
12/10 Wed Creating your own Monthly Budget Last Budgeting Notes
 Monthly Budget Mini Project Guidelines		 Monthly Budget Spreadsheet Finish Monthly Budget Mini-Worksheet - DUE Friday!
12/11 Thurs Finish Monthly Budget Project Last Budgeting Notes
 Monthly Budget Mini Project Guidelines		 Monthly Budget Spreadsheet Finish Monthly Budget Mini-Worksheet - DUE Tomorrow!
12/12 Fri Doing a Monthly Budget on Microsoft Excel/Google Sheets   Monthly Budget Template  

Week 14
Date Day Topic Notes Handouts Homework
12/1 Mon Debt-To-Income Ratio Introduction DTI Power Point

 
12/2 Tues Debt-To-Income Ratio Introduction DTI Power Point
DTI Assignment 1
 		 
12/3 Wed Continue Debt-To-Income Ratio DTI Power Point DTI Assignment 2 Finish DTI Assignment 2
12/4 Thurs Understanding Your Credit Score Credit Score Power Point Credit Score Worksheet 1  
12/5 Fri Continue Credit Score Credit Score Power Point Credit Score Worksheet 1

 Credit Score Worksheet 2		  

Week 13
Date Day Topic Notes Handouts Homework
11/24 Mon Review for Stock Market/Investment Quiz   Review Sheet Study!
Make Index Card!!

Here are the Review Sheet Answers to Help You
11/25 Tues Quiz - Stock Market Investment      
11/26 Wed No School - Happy Thanksgiving!      
11/27 Thurs No School - Happy Thanksgiving!      
11/28 Fri No School - Happy Thanksgiving!    

Week 12
Date Day Topic Notes Handouts Homework
11/17 Mon Stock Research Presentations -
Buying a Stock in Real Time with Real Money		     Field Trip Wednesday
11/18 Tues Calculating Capital Gains Taxes Capital Gains Power Point Capital Gains Sheet 1 Field Trip Tomorrow -
Bring Credit Card for Subway fare and lunch!!
11/19 Wed Financial Field Trip -
Wall Street		    
11/20 Thurs Continue Calculating Capital Gains   Capital Gains Sheet 3 Capital Gains Sheet 4
11/21 Fri Review for Stock Market/Investment Quiz   Review Sheet Study!
Make Index Card!!

Here are the Review Sheet Answers Explained to Help You

Week 11
Date Day Topic Notes Handouts Homework
11/10 Mon Begin Researching Stock Fundamentals   Stock Fundamental Worksheet  
11/11 Tues No School -
Veterans Day		      
11/12 Wed Comparing Stocks within the Same Industry Ways to Pick Stock Stock Comparison Worksheet Stock Comparison Worksheet #s 1-4
11/13 Thurs Continue Researching Stocks
Prepare presentation for Monday		 Ways to Pick Stock Stock Comparison Worksheet  
11/14 Fri Begin Stock Investing Project Stock Investing Project  

Week 10
Date Day Topic Notes Handouts Homework
11/3 Mon Investment Unit - Part II
Types of Investments		 Types of Investments Power Point   None
11/4 Tues No School for Students -
Election Day		      
11/5 Wed Introduction to Purchasing Stocks on a common exchange (NYSE/NASDAQ) Stock Intro Power Point    
11/6 Thurs Stock Fundamentals Ways to Pick Stock Stock Fundamental Worksheet  
11/7 Fri Finish Stock Fundamentals Ways to Pick Stock Stock Fundamental Worksheet  

Week 9
Date Day Topic Notes Handouts Homework
10/27 Mon Review for Getting Around Quiz   Review Sheet My Answer Key Explained for the Review Sheet - Click HERE
10/28 Tues Quiz - Getting Around/Travel Unit     Project Presentations Due Thursday
10/29 Wed Class Time to Finish Travel Project     Project Presentations Due Tomorrow!!
10/30 Thurs Project Presentations - Travel Project      
10/31 Fri        

Week 8
Date Day Topic Notes Handouts Homework
10/20 Mon Getting- Around:
Trip to Boston		   Trip to Boston Do second half of worksheet for when only one person is traveling
10/21 Tues Getting- Around:
Trip to Florida		   Trip to Florida Finish Trip to Florida Sheet - To be collected tomorrow
10/22 Wed Introduce Travel Project Travel Project Guidelines   Project Presentations Due Thursday 10/30
10/23 Thurs Work on Travel Project Travel Project Guidelines   Project Presentations Due Thursday 10/30
10/24 Fri Work on Travel Project Travel Project Guidelines   Project Presentations Due Thursday 10/30

Week 7
Date Day Topic Notes Handouts Homework
10/13 Mon No School -
Columbus Day		      
10/14 Tues East River Crossings Diagram East River Crossings Diagram    
10/15 Wed Mr. Izzo Absent -
East River Crossing Activity		      
10/16 Thurs Finish East River Crossings

Getting- Around:
Trip to NYC		 East River Crossings Diagram Trip to NYC  
10/17 Fri Getting- Around:
Trip to Boston		   Trip to Boston Do second half of worksheet for when only one person is traveling

Week 6
Date Day Topic Notes Handouts Homework
10/6 Mon What Rules Your Decisions: Fear or Confidence?
3 Real-Life Reactions to Investing during the housing crisis		   Investment Roller Coaster Finish Worksheet if necessary
10/7 Tues Playing the Dip with Charts of the S&P 500   Playing the Dip Worksheet  
10/8 Wed Wrapping Up First Investment Unit
Review for Quiz		 Final Look at Mutual Funds Investment Review Packet

 Review Packet Page 3		 Study for Quiz!
Review Sheet Answers
10/9 Thurs Quiz - Mutual Funds      
10/10 Fri Pep Rally      

Week 5
Date Day Topic Notes Handouts Homework
9/29 Mon Construct Investment Spreadsheet using 1:1 student laptop      
9/30 Tues Investment:
Introducing Mutual Funds
 Mutual Funds PowerPoint    
10/1 Wed Investment:
Roller Coaster Scenarios 1 + 2		 Mutual Funds PowerPoint
Investment Worksheet - Playing a Downturn		 Finish Worksheet if necessary
10/2 Thurs No School - Yom Kippur      
10/3 Fri Investment Roller Coaster - Day 2:
Re-Allocation - Trying to maximize returns by playing a downturn		 Dow Jones Historical Graph Investment Class Work Day Finish Worksheet if necessary

Week 4
Date Day Topic Notes Handouts Homework
9/22 Mon Investment:
Get rich slowly		 Compound Interest Investment Notes     
9/23 Tues No School -
Rosh Hashanah		    
9/24 Wed No School -
Rosh Hashanah		    
9/25 Thurs Investment:
Get rich slowly		 Compound Interest Investment Notes  40 Year Investment Worksheet Finish Investment out to 41 years (age 62)
9/26 Fri Major Stock Indexes: Behavior over the past few years Major Stock Index Behavior PowerPoint   Make sure your laptop is charged for Monday!

Week 3
Date Day Topic Notes Handouts Homework
9/15 Mon New York State Tax Withholding New York State Withholding Tables 
We Use Pages 14,17,19		 NY State Tax Worksheet 1
 		 
9/16 Tues Continue NYS Tax Withholding New York State Withholding Tables
We use Pages 14,17,19		 NY State Tax Worksheet 2 Finish NY State Tax Worksheet 2
9/17 Wed Work on Payroll Project   Paycheck Project Packet Payroll Project Due Monday
9/18 Thurs Review for Payroll Test   Review Sheet for Payroll Quiz Quiz Tomorrow
Make Index Card
9/19 Fri Quiz      

Week 2
Date Day Topic Notes Handouts Homework
9/8 Mon FICA Day 3 - Gross Pay, FICA and Medicare Taxes (Including Healthcare Deduction) FICA Notes

 FICA Article

Payroll Check Example

 Medicare and SS Tax Worksheet 3   Finish Medicare and Social Security Tax Worksheet 2   
9/9 Tues Introduce Federal Tax Brackets Federal Tax Bracket Power Point Notes    
9/10 Wed Federal Withholding Tax Tables  - Day 1 Federal Withholding Tables
(We use pages 57-61)		 Federal Withholding Worksheet 1 Finish Federal Withholding Worksheet 1
9/11 Thurs Federal Withholding Tax Tables  - Day 2 Federal Withholding Tables
(We use pages 57-61)		 Federal Withholding Worksheet 2 Finish Federal Withholding Worksheet 2
9/12 Fri Begin New York State Tax Withholding - Example on Board (Donor States vs. Welfare States). New York State Withholding Tables
 

Week 1
Date Day Topic Notes Handouts Homework
9/1 Mon No School -
Labor Day		      
9/2 Tues Intro to Class Parent Letter Course Syllabus Get 5 Subject Notebook and Folder
Have Parents Sign and Print
Parent Letter
9/3 Wed Introduction to FICA and Medicare taxes. Who pays them, what are they used for? FICA Notes Power Point

Payroll Check Example

 Read this:
 Social Security Article
9/4 Thurs FICA Day 1 - Beginning to calculate gross pay and FICA deductions FICA Notes

 FICA Article

Payroll Check Example

 Social Security Tax Worksheet

 

Finish Social Security Tax Worksheet 1  

Bring in Paystub
9/5 Fri FICA Day 2 - Gross Pay and deductions including Medicare Tax FICA Notes

 FICA Article

Payroll Check Example

 Medicare and SS Tax Worksheet 2   Finish Medicare and Social Security Tax Worksheet 2